of medical bills contain errors
Americans struggle with medical debt
average savings from disputing bills
of disputes result in a reduction
Free Tools to Protect Your Wallet
Every tool is completely free. No sign-ups, no hidden fees. Just straightforward help when you need it most.
Dispute Letter Generator
Answer a few simple questions and generate a customized dispute letter based on your situation and state laws.
Fair Price Lookup
Check what a medical procedure should cost in your area. Compare your bill against Medicare and average insured rates.
Charity Care Calculator
Find out if you qualify for free or discounted hospital care based on your income and household size.
ER vs Urgent Care Estimator
Compare costs between the Emergency Room and Urgent Care for common conditions before you go.
How It Works
Our tools guide you through the process step by step. No medical or legal knowledge required.
Tell Us What Happened
Answer simple questions about your bill — what procedure, how much, and what state you're in.
We Generate Your Documents
Our tools create customized dispute letters, calculate fair prices, or check your eligibility for financial assistance.
Send & Follow Up
Download your letter, send it via certified mail, and follow our step-by-step guide for the best results.

Built on Federal & State Law
Our templates reference real consumer protection laws including the No Surprises Act, the Fair Debt Collection Practices Act, and state-specific patient billing rights.
No Surprises Act
Protects patients from unexpected out-of-network charges for emergency services and certain non-emergency services.
Hospital Price Transparency
Requires hospitals to publish their standard charges for all items and services in a machine-readable format.
Charity Care Requirements
Nonprofit hospitals must offer financial assistance programs. Most patients don't know they qualify for free or reduced care.
People Are Saving Thousands
These anonymized stories show how everyday Americans used dispute letters, fair pricing data, and charity care programs to fight unfair medical bills.
After an ER visit for chest pain, I received an $8,400 bill with duplicate charges and a facility fee I shouldn't have been charged. I used the Dispute Letter Generator and referenced the itemized billing errors. The hospital reduced my bill to $1,260.
Original
$8,400
Final
$1,260
Reduced
85%
I had no idea I qualified for charity care. After a surgery, I was drowning in a $14,200 bill. The Charity Care Calculator showed I was eligible for full financial assistance at my nonprofit hospital. My entire bill was written off.
Original
$14,200
Final
$0
Reduced
100%
My urgent care visit was billed at ER rates — $3,800 for what should have been a $300 visit. The Fair Price Lookup showed the Medicare rate was only $180. I sent a dispute letter and negotiated the bill down to $950.
Original
$3,800
Final
$950
Reduced
75%
I was balance-billed by an out-of-network anesthesiologist during an in-network surgery. After learning about the No Surprises Act through Dispute My Medical Bill's guides, I filed a dispute and the $6,500 charge was reduced to my in-network copay of $1,950.
Original
$6,500
Final
$1,950
Reduced
70%
My son's broken arm was billed with three separate facility fees totaling $2,200. The itemized bill showed charges for services we never received. After sending a dispute letter, the hospital corrected the errors and I only paid $440.
Original
$2,200
Final
$440
Reduced
80%
An emergency appendectomy left me with a $22,000 bill as an uninsured patient. I applied for the hospital's financial assistance program and negotiated the remaining balance. The combination of charity care and negotiation brought it down to $3,300.
Original
$22,000
Final
$3,300
Reduced
85%
These stories are anonymized composites based on common medical billing dispute outcomes reported by patient advocacy organizations. Individual results vary. We cannot guarantee any specific outcome.
Know Your State's Laws
Medical billing laws vary by state. Find your state to learn about surprise billing protections, charity care requirements, and dispute processes.
View all 50 statesLatest Guides
Expert guides on fighting medical bills, understanding your rights, and getting financial assistance.
