Dispute My Medical Bill
All 50 States

Medical Billing Rights by State

Every state has different medical billing laws. Find your state below to learn about surprise billing protections, charity care requirements, dispute processes, and the statute of limitations on medical debt.

21

States with Own Surprise Billing Law

14

States with Charity Care Laws

3 yrs

Shortest Debt Statute of Limitations

Federal Protections Apply Everywhere

The No Surprises Act (2022) protects all Americans from surprise out-of-network bills for emergency services and certain non-emergency services at in-network facilities. These protections apply regardless of your state. Click any state below for detailed information about additional state-level protections.

AL

Alabama

Federal Only
AK

Alaska

Federal Only
AZ

Arizona

Federal Only
AR

Arkansas

Federal Only
CA

California

State + Federal Charity Care No Balance Billing
CO

Colorado

State + Federal Charity Care No Balance Billing
CT

Connecticut

State + Federal Charity Care No Balance Billing
DE

Delaware

Federal Only
FL

Florida

State + Federal No Balance Billing
GA

Georgia

State + Federal No Balance Billing
HI

Hawaii

Federal Only
ID

Idaho

Federal Only
IL

Illinois

State + Federal Charity Care No Balance Billing
IN

Indiana

State + Federal No Balance Billing
IA

Iowa

Federal Only
KS

Kansas

Federal Only
KY

Kentucky

Federal Only
LA

Louisiana

Federal Only
ME

Maine

State + Federal Charity Care No Balance Billing
MD

Maryland

State + Federal Charity Care No Balance Billing
MA

Massachusetts

State + Federal Charity Care No Balance Billing
MI

Michigan

Federal Only
MN

Minnesota

State + Federal Charity Care No Balance Billing
MS

Mississippi

Federal Only
MO

Missouri

Federal Only
MT

Montana

Federal Only
NE

Nebraska

Federal Only
NV

Nevada

State + Federal No Balance Billing
NH

New Hampshire

State + Federal No Balance Billing
NJ

New Jersey

State + Federal Charity Care No Balance Billing
NM

New Mexico

State + Federal No Balance Billing
NY

New York

State + Federal Charity Care No Balance Billing
NC

North Carolina

Federal Only
ND

North Dakota

Federal Only
OH

Ohio

Federal Only
OK

Oklahoma

Federal Only
OR

Oregon

State + Federal Charity Care No Balance Billing
PA

Pennsylvania

Federal Only
RI

Rhode Island

Federal Only Charity Care
SC

South Carolina

Federal Only
SD

South Dakota

Federal Only
TN

Tennessee

Federal Only
TX

Texas

State + Federal No Balance Billing
UT

Utah

Federal Only
VT

Vermont

State + Federal Charity Care No Balance Billing
VA

Virginia

State + Federal No Balance Billing
WA

Washington

State + Federal Charity Care No Balance Billing
WV

West Virginia

Federal Only
WI

Wisconsin

Federal Only
WY

Wyoming

Federal Only

Ready to Take Action?

Our free tools work for patients in any state. Generate a dispute letter, check fair prices, or calculate charity care eligibility.